Late on your car payment? Watch out for the “disabler.”

From today’s Wall Street Journal– an article about a device that automatically disables your car when you are late paying your monthly bill.

Read the fine print of contracts to purchase automobiles. Look for boxes branded with “PayTeck” or “OnTime” attached to the steering column or engine of any automobile you are looking at.

Get ready to sue the manufacturer of these boxes, the seller of your car, and your finance company when one malfunctions while you and your family are cruising down the interstate at 75 MPH and you find yourself without brakes or steering.