The role of your doctor in a workers’ compensation claim is crucial. The doctor’s view will have the most weight in deciding your entire benefits package when you receive treatment for your injuries.
Doctors’ opinions can differ dramatically, affecting when you return to work, how much treatment you’ll be allowed to have, and how long you’ll be able to receive it as a covered benefit.
In workers’ compensation claims, there can be a lot of ambiguity and complication, especially when it comes to the selection of your doctor. If you’ve been hurt at work, contact a skilled workers’ compensation lawyer.
Is it possible for me to choose my own doctor?
Because the laws governing workers’ compensation vary by state, you can’t assume that what you see in one state is the same in another.
You do have the option of selecting a doctor here. There is, however, a crucial caveat. The “panel of physicians,” or the list of doctors from whom you can choose, is limited to just three doctors. Even if you have the freedom to choose your doctor, you must do so from a list provided by your employer or insurance provider.
Keep an eye out for any connections between the doctors as you go over your list. Three independent doctors are required for the panel of physicians to be valid. In this case, independent refers to the fact that they are not linked with the same office or practice.
The panel is regarded to be “defective” when the doctors are too closely connected. When this happens, you’ll need to get a new list from which to choose. If your business or insurance provider fails to supply alternatives, you may be able to choose your own doctor, giving you complete freedom of choice. An expert workers’ compensation attorney can assist you in assessing whether or not this is a viable alternative for you.
Selecting a Doctor for Your Workers’ Compensation Claim
A workers’ compensation lawyer experienced with Virginia’s medical network can assist you in making the best decision. In a workers’ compensation case, the doctor’s opinion is crucial. Your lost income benefits package, medical treatment approvals, and even the ultimate worth of your claim may be influenced by their assessment.
Another important point to remember is that your physician has the authority to refer you to specialists and other required healthcare professionals and therapists, even if they are “out of network.” It’s important to remember that your doctor, not your insurance company, is in charge of your health.
Finally, if your workers’ compensation claim is dismissed, you may have complete freedom in selecting your physician. However, you’ll have to pay for the costs yourself or utilize your health insurance. This condition will remain until you attend a hearing and are awarded a medical award to cover your costs.